CM Risk Management Services
(A Division of IOA Re)

What We Do


  Our primary focus is within the Labor and Union sectors, performing all functions relating to Specific and Aggregate Stop Loss coverage, including underwriting, policy issue, premium administration, commission payment, excess claim adjudication, auditing, reporting, and product development.

Built on a foundation of risk analysis, claims management, and collaboration, CM Risk provides comprehensive solutions to policyholders and their consultants.

The Technical Stuff


  Specific and Aggregate Stop Loss coverage is a layer of coverage that provides insurance protection to groups who choose to self-fund their health benefit plans. Self-funding of health benefits is an alternate to groups that would like greater control over their health plan and are willing to assume responsibility for payment and management of claims.

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Our Expertise


 Considered unique in terms of targeting and incorporating a full array of services with member benefits in the Taft Hartley/Labor and Public sectors. Having a strong knowledge and vast expertise in the market allow a very competitive advantage.

About us